Our Mission
Phlo Systems delivers innovative digital solutions for end-to-end physical goods supply chain operations. We are committed to streamlining international trade, finance and customs management, making it easier, faster, cheaper, more secure and transparent.
Our products leverage Cloud, AI, IoT, ML and third party APIs to help the international trading sector leapfrog from its current low tech, inefficient state, to a new, improved era of digital exchange.
Meet the Team
We believe that communication is key to productive business and relationships. We prefer to work according to a flat, transparent operational environment in order to pool ideas, to foster ingenuity, to discuss solutions and to promote collaboration.

Saurabh Goyal
Founder & CEO
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Saurabh has a Bachelors in Engineering and Masters in Business Administration. He is also a qualified FRM (Financial Risk Manager) and CQF (Certified Quant in Finance). He has more than 25 years of experience in developing and managing trading systems. For the first 10 years of his career he worked with TCS, Bank of NY Mellon, Prudential Asset Manager and Accenture developing systems to trade financial instruments. His last day job was as head of CTRM systems at Olam where he developed and implemented CTRM (Commodities Trading & Risk Management) and ERP systems. Passionate about emerging technologies, Saurabh also sits on the Industrial Advisory Board of Kingston University. In his spare time Saurabh can be found desperately trying to improve his Elo rating on Chess.com
Saurabh Goyal
Saurabh has a Bachelors in Engineering and Masters in Business Administration. He is also a qualified FRM (Financial Risk Manager) and CQF (Certified Quant in Finance). He has more than 25 years of experience in developing and managing trading systems. For the first 10 years of his career he worked with TCS, Bank of NY Mellon, Prudential Asset Manager and Accenture developing systems to trade financial instruments. His last day job was as head of CTRM systems at Olam where he developed and implemented CTRM (Commodities Trading & Risk Management) and ERP systems. Passionate about emerging technologies, Saurabh also sits on the Industrial Advisory Board of Kingston University. In his spare time Saurabh can be found desperately trying to improve his Elo rating on Chess.com

Seema Golekar
Senior Business Analyst
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Seema is extremely passionate about operations and has worked most of the time in operations execution, process improvement and business consulting with big organizations such as Indian Oil Corporation Limited, Worley Parsons, KPMG. In her past roles she has worked into variety of projects such as commissioning of crude oil refinery, implementing workshare concept for a global organization to reduce cost for competitive bidding, improve efficiency of chemical plants to increase the profit margins and developed market entry strategy for a firm to enter specialty chemicals sector. She is a chemical engineer and process improvement consultant with green belt in six sigma and certified project management professional from PMI. In her spare time, she loves to sing aloud and play badminton.
Seema Golekar
Seema is extremely passionate about operations and has worked most of the time in operations execution, process improvement and business consulting with big organizations such as Indian Oil Corporation Limited, Worley Parsons, KPMG. In her past roles she has worked into variety of projects such as commissioning of crude oil refinery, implementing workshare concept for a global organization to reduce cost for competitive bidding, improve efficiency of chemical plants to increase the profit margins and developed market entry strategy for a firm to enter specialty chemicals sector. She is a chemical engineer and process improvement consultant with green belt in six sigma and certified project management professional from PMI. In her spare time, she loves to sing aloud and play badminton.

Emmanuel Tei-Tetteh
Head of Sales
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Emmanuel is an extremely dedicated sales professional with experience across a plethora of industries. He has worked with companies such as NET-A-PORTER, Christian Louboutin and most recently headed up the key account management team at Anyvan, the UK’s largest removals company. Across a range of different projects Emmanuel has shown why he is a strong leader and can motivate his team to achieve set goals. He is a self-starter, who studied a Business Economics Degree, and went on to become a qualified Project Manager, achieving his PRINCE2 Practitioner qualification also. He is keen to hit the ground running at Phlo Systems and learn the ins and outs of TradePhlo and help this system grow exponentially over this first year.
Emmanuel Tei-Tetteh
Emmanuel is an extremely dedicated sales professional with experience across a plethora of industries. He has worked with companies such as NET-A-PORTER, Christian Louboutin and most recently headed up the key account management team at Anyvan, the UK’s largest removals company. Across a range of different projects Emmanuel has shown why he is a strong leader and can motivate his team to achieve set goals. He is a self-starter, who studied a Business Economics Degree, and went on to become a qualified Project Manager, achieving his PRINCE2 Practitioner qualification also. He is keen to hit the ground running at Phlo Systems and learn the ins and outs of TradePhlo and help this system grow exponentially over this first year.

Talha Khan
Chief Technology Officer
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Talha holds a BA degree in Accounting and Business Information Technology, boasts a strong understanding of key business systems, logic and information theory. With a background of 9 years in retail, he transitioned to the commodity trading space in 2015. As the CTO at his current organization, Talha leads a talented technical team working on multiple projects within the commodity trading sector. Talha has a proven ability to identify and effectively communicate critical analysis, consistently generating increased business value. A passionate IT enthusiast, he is a dedicated team player who is sensitive to individual needs and demonstrates exceptional problem-solving skills with integrity and autonomy. As a Prince2 certified professional in 2020, Talha focuses on Agile principles to drive project success. In his spare time, Talha enjoys playing and watching football, as well as exploring new and innovative technology.
Talha Khan
Talha holds a BA degree in Accounting and Business Information Technology, boasts a strong understanding of key business systems, logic and information theory. With a background of 9 years in retail, he transitioned to the commodity trading space in 2015. As the CTO at his current organization, Talha leads a talented technical team working on multiple projects within the commodity trading sector. Talha has a proven ability to identify and effectively communicate critical analysis, consistently generating increased business value. A passionate IT enthusiast, he is a dedicated team player who is sensitive to individual needs and demonstrates exceptional problem-solving skills with integrity and autonomy. As a Prince2 certified professional in 2020, Talha focuses on Agile principles to drive project success. In his spare time, Talha enjoys playing and watching football, as well as exploring new and innovative technology.

Bilal Hasan
Product Manager
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Bilal is a is a dynamic and multifaceted creative professional, who excels as an architect, product owner, and solutions designer. With a passion for innovation and a keen eye for detail, Bilal brings a holistic approach to his work, seamlessly blending architectural design principles, strategic product development, and transformative solutions. His multidisciplinary expertise and strategic thinking make him a valuable asset in crafting exceptional experiences that transcend boundaries and reshape the way we interact with technology.
Bilal Hasan
Bilal is a is a dynamic and multifaceted creative professional, who excels as an architect, product owner, and solutions designer. With a passion for innovation and a keen eye for detail, Bilal brings a holistic approach to his work, seamlessly blending architectural design principles, strategic product development, and transformative solutions. His multidisciplinary expertise and strategic thinking make him a valuable asset in crafting exceptional experiences that transcend boundaries and reshape the way we interact with technology.
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Curtis Koomson
Business Analyst
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Curtis Koomson is a seasoned Project Manager, Business and Process Analyst specializing in providing technology and ERP solutions for businesses including commodities trading and supply chain organizations. With a track record of delivering value and optimizing processes, Curtis ensures project success, customer satisfaction, and regulatory compliance. As a PMI and Google certified Project Management Professional, he excels in coordinating activities, analyzing requirements, and fostering collaboration. Curtis's strong communication skills, strategic mindset, and meticulousness drive streamlined operations and increased revenue. He is an asset in achieving project goals and fostering organizational growth.
Curtis Koomson
Curtis Koomson is a seasoned Project Manager, Business and Process Analyst specializing in providing technology and ERP solutions for businesses including commodities trading and supply chain organizations. With a track record of delivering value and optimizing processes, Curtis ensures project success, customer satisfaction, and regulatory compliance. As a PMI and Google certified Project Management Professional, he excels in coordinating activities, analyzing requirements, and fostering collaboration. Curtis's strong communication skills, strategic mindset, and meticulousness drive streamlined operations and increased revenue. He is an asset in achieving project goals and fostering organizational growth.

Qing Chen
Digital Designer
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Qing Chen is an exceptional graphic designer with diverse experience in both in-house and freelance environments. With a keen eye for design and a versatile skillset, she consistently delivers innovative and creative solutions. Alongside a solid graphic design degree, Qing holds a distinction in a master's degree in Publishing from London College of Communication (UAL), equipping her with expertise in marketing research, campaign strategy, and user experience. Proficient in industry-standard design software and equipped with coding knowledge, Qing actively seeks to expand her skillset and embrace new design challenges. Her unwavering commitment to excellence and adaptability makes her a valuable asset. In her spare time, Qing pursues her passion for Brazilian Jiu-Jitsu and indulges in the captivating world of web novels.
Qing Chen
Qing Chen is an exceptional graphic designer with diverse experience in both in-house and freelance environments. With a keen eye for design and a versatile skillset, she consistently delivers innovative and creative solutions. Alongside a solid graphic design degree, Qing holds a distinction in a master's degree in Publishing from London College of Communication (UAL), equipping her with expertise in marketing research, campaign strategy, and user experience. Proficient in industry-standard design software and equipped with coding knowledge, Qing actively seeks to expand her skillset and embrace new design challenges. Her unwavering commitment to excellence and adaptability makes her a valuable asset. In her spare time, Qing pursues her passion for Brazilian Jiu-Jitsu and indulges in the captivating world of web novels.

Svetoslav Hadzhiivanov
Senior Software Engineer
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With extensive experience at Switzerland's top hedge funds, I've driven growth and success through developing market-making solutions, volatility monitoring tools, and robust hedging systems. This hands-on role provided deep insights into global financial markets. What sets me apart in FinTech is my expertise in performance profiling, optimizations, and scaling-out techniques. Collaborating with Microsoft's David Fowler has further amplified my abilities to deliver high-performing solutions. My constant motivation is to provide innovative and reliable financial solutions, remaining resilient, adaptable, and market-savvy. Coding is my passion, staying ahead with cutting-edge technologies like actor models for my grid trading bot. Balancing it all, I find solace in street fitness, maintaining mental agility. As a perfectionist, I strive for excellence, even if it means rejecting anything less than perfection.
Svetoslav Hadzhiivanov
With extensive experience at Switzerland's top hedge funds, I've driven growth and success through developing market-making solutions, volatility monitoring tools, and robust hedging systems. This hands-on role provided deep insights into global financial markets. What sets me apart in FinTech is my expertise in performance profiling, optimizations, and scaling-out techniques. Collaborating with Microsoft's David Fowler has further amplified my abilities to deliver high-performing solutions. My constant motivation is to provide innovative and reliable financial solutions, remaining resilient, adaptable, and market-savvy. Coding is my passion, staying ahead with cutting-edge technologies like actor models for my grid trading bot. Balancing it all, I find solace in street fitness, maintaining mental agility. As a perfectionist, I strive for excellence, even if it means rejecting anything less than perfection.

Shener Halim
Senior Software Engineer
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Having spent six fruitful years as a software engineer across various industries, including fintech and retail, I've grown a deep passion for creating user-friendly, visually appealing applications. These applications not only meet business requirements but also exceed customer expectations.
I take pride in my sharp eye for design and thorough attention to detail, constantly aiming to produce high-quality work that perfectly balances functionality and aesthetic appeal. Over the years, my skill set has broadened to encompass a variety of front-end frameworks, empowering me to construct responsive and scalable applications. Over the years, I have honed my skills in various front-end frameworks, which has enabled me to build responsive and scalable applications. I am always eager to learn and stay up-to-date with the latest trends and technologies in the industry. When I'm not coding, I enjoy watching and playing football and spending time with my family.
Shener Halim
Having spent six fruitful years as a software engineer across various industries, including fintech and retail, I've grown a deep passion for creating user-friendly, visually appealing applications. These applications not only meet business requirements but also exceed customer expectations.
I take pride in my sharp eye for design and thorough attention to detail, constantly aiming to produce high-quality work that perfectly balances functionality and aesthetic appeal. Over the years, my skill set has broadened to encompass a variety of front-end frameworks, empowering me to construct responsive and scalable applications. Over the years, I have honed my skills in various front-end frameworks, which has enabled me to build responsive and scalable applications. I am always eager to learn and stay up-to-date with the latest trends and technologies in the industry. When I'm not coding, I enjoy watching and playing football and spending time with my family.

Harshini Naidu
Legal Counsel
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Harshini is our esteemed Legal Counsel and handles the operations of our product – tradePhlo. Armed with a law degree from India and a Bachelors in Commerce, she fearlessly tackles contract drafting, legal review, content writing, and helps keep tradePhlo operations running like a well-oiled machine. In addition to her legal qualifications, Harshini has completed the Advanced Customs Declaration Service training offered by the Institute of Export & International Trade which equips her with the knowledge and skills necessary to efficiently handle customs clearance for our valued clients. Additionally, she is a Certified Data Protection Officer and has honed her legal skills through internships at industry giants like Amazon and Nestle, gaining invaluable real-world experience.
Harshini Naidu
Harshini is our esteemed Legal Counsel and handles the operations of our product – tradePhlo. Armed with a law degree from India and a Bachelors in Commerce, she fearlessly tackles contract drafting, legal review, content writing, and helps keep tradePhlo operations running like a well-oiled machine. In addition to her legal qualifications, Harshini has completed the Advanced Customs Declaration Service training offered by the Institute of Export & International Trade which equips her with the knowledge and skills necessary to efficiently handle customs clearance for our valued clients. Additionally, she is a Certified Data Protection Officer and has honed her legal skills through internships at industry giants like Amazon and Nestle, gaining invaluable real-world experience.
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Roman Khrabatyn
Test Automation Engineer
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Roman Khrabatyn has more than three years of total experience in software testing for various projects. Hands-on experience with different automation tools and technologies. He has a strong educational background, including a Ms. in software engineering and a Ph.D. in Physics and Math. He is not only a good communicator but also a good listener. An enthusiastic learner who quickly grasps new concepts and technical skills. Team player with strong analytical and leadership skills.
Roman Khrabatyn
Roman Khrabatyn has more than three years of total experience in software testing for various projects. Hands-on experience with different automation tools and technologies. He has a strong educational background, including a Ms. in software engineering and a Ph.D. in Physics and Math. He is not only a good communicator but also a good listener. An enthusiastic learner who quickly grasps new concepts and technical skills. Team player with strong analytical and leadership skills.
Company History

● Motivated by the absence of a comprehensive end-to-end business management solution tailored to commodity traders and drawing inspiration from successful platforms like XERO and Salesforce.com, Saurabh embarked on the development of a cutting-edge cloud-based Software-as-a-Service (SaaS) platform specifically designed to cater to businesses engaged in commodity trading and international supply chain management (SCM).
2017

Saurabh Goyal
2005 - 2007
Program Manager at BNY Mellon, Pershing
2007 - 2008
Business Consultant at Accenture
1998 - 2004
Computer Programmer at Tata Consultancy Services
2005 - 2007
Program Manager at BNY Mellon, Pershing
2007 - 2008
Business Consultant at Accenture
2008 - 2009
Senior Business Consultant at Prudential Asset Management Limited
2009 - 2016
Head of IT at Olam Europe Limited






● Received $1Mil seed investment from a family office and another $1Mil from Innovate UK to execute our vision.
● Gulraj joins us as a director and head of sales
2018

Gulraj Behl
2006 - 2010
Associate Director at ABN AMRO Bank N.V.
2006 - 2012
Director, Head of Nordics, Netherlands & Greece at RBS
2006 - 2009
GTS Sales at Royal Bank of Scotland Group Plc.
2006 - 2010
Associate Director at ABN AMRO Bank N.V.
2006 - 2012
Director, Head of Nordics, Netherlands & Greece at RBS
2012 - 2018
SVP, Regional Head Nordics at HSBC

2018 - 2020
Head of UK/Europe at Falcon Group






● Our first prototypes are approved by our test clients.
● Talha Khan joined us as our CTO to spearhead all our development
2019

Talha Khan
2006 - 2015
Project Analyst at Tesco PLC
2015 - 2018
Business Analyst at Olam International Limited
2005 - 2008
Accounting and Business Information Technology (BA) at London Metropolitan University
2006 - 2015
Project Analyst at Tesco PLC
2015 - 2018
Business Analyst at Olam International Limited








● Got our first customer for opsPhlo.
● Seema and Bilal joined us as Sr. Business Analyst and Product Manager respectively
2020

Seema Golekar
2012 - 2012
Sales and SCM consultant - Oil & Gas at Reliance Industries Limited
2013 - 2015
Proposals Engineer (Oil & Gas) at Worley
2008 - 2011
Process Engineer at Indian Oil Corp Limited
2012 - 2012
Sales and SCM consultant - Oil & Gas at Reliance Industries Limited
2013 - 2015
Proposals Engineer (Oil & Gas) at Worley
2016 - 2017
Senior Consultant (Oil&Gas) at KPMG India


Bilal Hasan
2018 - 2020
Master of Architecture at University of Nottingham
2010 - 2011
Architectural Assistant at Nightingale Associates
2017 - Present
RIBA PII Architect at tp bennett
2018 - 2020
Master of Architecture at University of Nottingham
2010 - 2011
Architectural Assistant at Nightingale Associates
2017 - Present
RIBA PII Architect at tp bennett



● Got our first customer on finPhlo.
● Jasmine joined us as Business Analyst and to help us with our offshore development and support operations in Ghana
● Christophe Bourges joins us as Strategy Advisor
2021
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Jasmine Assan
2014 - 2018
IT Help Desk Associate at Goodwin University
2019 - 2020
Master of Science at Hult International Business School
2004 - 2017
Bachelor's Degree in Business Administration and Management at Goodwin University
2014 - 2018
IT Help Desk Associate at Goodwin University
2019 - 2020
Master of Science at Hult International Business School
2018 - 2020
Tech Ambassador at Hult International Business School


Christophe Bourges
2015 - 2018
Head of Solutions Structuring & Commodities at HSBC
2018 - Present
Founder & Partner at Accretio Capital Solutions
2020 - 2021
Partner at Booster France

2015 - 2018
Head of Solutions Structuring & Commodities at HSBC
2018 - Present
Founder & Partner at Accretio Capital Solutions
2020 - 2021
Partner at Booster France

2021 - 2022
Independent Expert Advisor at NN Investment Partners
Chief Operating Officer at IRoise Partners
2022 - Present
● Got our first customer on tradePhlo.
● Shayne joins us as lead IT architect.
● Mark Stroud joins us as Finance Advisor.
● Closed the year with above $1Mil in sales.
2022

Shayne van Asperen
2013 - 2015
Lead Developer at Ticketmaster
2016 - 2016
Principal Developer at AppyWay
2013 - 2013
Senior ASP.NET Developer at Alpari (UK) Ltd
2013 - 2015
Lead Developer at Ticketmaster
2016 - 2016
Principal Developer at AppyWay
2016 - 2020
Senior Engineer at Just Eat
2020 - Present
.NET Developer, Quant, Founder and CTO at TradeFundi

Mark Stroud
2017 - 2020
Non Executive Director & Audit Committee Chair at LOC
2019 - 2021
Non Executive Director at Cruise
2009 - 2021
Portfolio Partner & Head of Financing at Bridgepoint Development Capital
2017 - 2020
Non Executive Director & Audit Committee Chair at LOC
2019 - 2021
Non Executive Director at Cruise
2009 - 2021
Portfolio Partner & Head of Financing at Bridgepoint Development Capital
2022 - Present
Founder / Advisor / Consultant at Raddon Advisory

Non Executive Director at ARKK
2022 - Present
● Helped develop autohedging for a prestigious futures broker.
● tradePhlo takes off.
● Emmanuel joins us as head of Sales for tradePhlo
2023

Emmanuel Tei-Tetteh
2018 - 2018
Recruitment Consultant at Square One Resources
2018 - 2019
Customer Consultant at NET-A-PORTER
2015 - 2017
Sales Representative at Carphone Warehouse
2018 - 2018
Recruitment Consultant at Square One Resources
2018 - 2019
Customer Consultant at NET-A-PORTER
2020 - 2023
Senior Key Account Manager at AnyVan Business
2017 - Present
Founder and CEO at Styles and Me Ltd






Continuous Learning and Accountability: We believe in providing an environment where everyone is encouraged to learn and grow. Making mistakes is seen as an opportunity for improvement and innovation.
Respect and Equality: We value each individual's contributions, regardless of seniority or skill set. Mutual respect and equal treatment form the foundation of our team dynamics.
Collaboration and Support: We foster a culture where seeking assistance and collaborating with colleagues is actively encouraged. We understand that asking for help leads to better outcomes and collective success.