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  • Motivated by the absence of a comprehensive end-to-end business management solution tailored to commodity traders and drawing inspiration from successful platforms like XERO and Salesforce.com, Saurabh embarked on the development of a cutting-edge cloud-based Software-as-a-Service (SaaS) platform specifically designed to cater to businesses engaged in commodity trading and international supply chain management (SCM).

2017
Saurabh Goyal

1998 - 2004

Computer Programmer at Tata Consultancy Services

2005 - 2007

Program Manager at BNY Mellon, Pershing

2007 - 2008

Business Consultant at Accenture

2008 - 2009

Senior Business Consultant at Prudential Asset Management Limited

2009 - 2016

Head of IT at Olam Europe Limited

  • Received $1Mil seed investment from a family office and another $1Mil from Innovate UK to execute our vision. 

  • Gulraj joins us as a director and head of sales

2018
Gulraj Behl

2006 - 2009

GTS Sales at Royal Bank of Scotland Group Plc.

2006 - 2010

Associate Director at ABN AMRO Bank N.V.

2006 - 2012

Director, Head of Nordics, Netherlands & Greece at RBS

2012 - 2018

SVP, Regional Head Nordics at HSBC

2018 - 2020

Head of UK/Europe at Falcon Group

  • Our first prototypes are approved by our test clients. 

  • Talha Khan joined us as our CTO to spearhead all our development

2019
Talha Khan

2005 - 2008

Accounting and Business Information Technology (BA) at London Metropolitan University

2006 - 2015

Project Analyst at Tesco PLC

2015 - 2018

Business Analyst at Olam International Limited

  • Got our first customer for opsPhlo. 

  • Seema and Bilal joined us as Sr. Business Analyst and Product Manager respectively

2020
Seema Golekar

2008 - 2011

Process Engineer at Indian Oil Corp Limited

2012 - 2012

Sales and SCM consultant - Oil & Gas at Reliance Industries Limited

2013 - 2015

Proposals Engineer (Oil & Gas) at Worley

2016 - 2017

Senior Consultant (Oil&Gas) at KPMG India

Bilal Hasan

2018 - 2020

Master of Architecture at University of Nottingham

2010 - 2011

Architectural Assistant at Nightingale Associates

2017 - Present

RIBA PII Architect at tp bennett

  • Got our first customer on finPhlo.

  • Jasmine joined us as Business Analyst and to help us with our offshore development and support operations in Ghana 

  • Christophe Bourges joins us as Strategy Advisor

2021
Jasmine Assan

2004 - 2017

Bachelor's Degree in Business Administration and Management at Goodwin University

2014 - 2018

IT Help Desk Associate at Goodwin University

2019 - 2020

Master of Science at Hult International Business School

2018 - 2020

Tech Ambassador at Hult International Business School

Christophe Bourges

2015 - 2018

Head of Solutions Structuring & Commodities at HSBC

2018 - Present

Founder & Partner at Accretio Capital Solutions

2020 - 2021

Partner at Booster France

2021 - 2022

Independent Expert Advisor at NN Investment Partners

Chief Operating Officer at IRoise Partners

2022 - Present

  • Got our first customer on tradePhlo.

  • Shayne joins us as lead IT architect. 

  • Closed the year with above $1Mil in sales.

2022
Shayne van Asperen

2013 - 2013

Senior ASP.NET Developer at Alpari (UK) Ltd

2013 - 2015

Lead Developer at Ticketmaster

2016 - 2016

Principal Developer at AppyWay

2016 - 2020

Senior Engineer at Just Eat

2020 - Present

.NET Developer, Quant, Founder and CTO at TradeFundi

  • Helped develop autohedging for a prestigious futures broker.

  • tradePhlo takes off. 

  • Kumar joins us as Head of Digital Marketing.

2023
Shivam Kumar

2019 - 2022

Marketing Manager at Workruit

2022 - 2022

Product Marketing Consultant at AdPushup

2022 - 2023

Product Marketing Manager at Lifesight

  • Got our first customer on tradePhlo.

  • Shayne joins us as lead IT architect. 

  • Closed the year with above $1Mil in sales.

2022

Shayne van Asperen

2013 - 2013

Senior ASP.NET Developer at Alpari (UK) Ltd

2013 - 2015

Lead Developer at Ticketmaster

2016 - 2016

Principal Developer at AppyWay

2016 - 2020

Senior Engineer at Just Eat

2020 - Present

.NET Developer, Quant, Founder and CTO at TradeFundi

  • Helped develop autohedging for a prestigious futures broker.

  • tradePhlo takes off. 

  • Kumar joins us as Head of Digital Marketing.

2023

Shivam Kumar

2019 - 2022

Marketing Manager at Workruit

2022 - 2022

Product Marketing Consultant at AdPushup

2022 - 2023

Product Marketing Manager at Lifesight

  • Got our first customer for opsPhlo. 

  • Seema and Bilal joined us as Sr. Business Analyst and Product Manager respectively

2020

Seema Golekar

2008 - 2011

Process Engineer at Indian Oil Corp Limited

2012 - 2012

Sales and SCM consultant - Oil & Gas at Reliance Industries Limited

2013 - 2015

Proposals Engineer (Oil & Gas) at Worley

2016 - 2017

Senior Consultant (Oil&Gas) at KPMG India

Bilal Hasan

2018 - 2020

Master of Architecture at University of Nottingham

2010 - 2011

Architectural Assistant at Nightingale Associates

2017 - Present

RIBA PII Architect at tp bennett

  • Got our first customer on finPhlo.

  • Jasmine joined us as Business Analyst and to help us with our offshore development and support operations in Ghana 

  • Christophe Bourges joins us as Strategy Advisor

2021

Jasmine Assan

2004 - 2017

Bachelor's Degree in Business Administration and Management at Goodwin University

2014 - 2018

IT Help Desk Associate at Goodwin University

2019 - 2020

Master of Science at Hult International Business School

2018 - 2020

Tech Ambassador at Hult International Business School

Christophe Bourges

2015 - 2018

Head of Solutions Structuring & Commodities at HSBC

2018 - Present

Founder & Partner at Accretio Capital Solutions

2020 - 2021

Partner at Booster France

2021 - 2022

Independent Expert Advisor at NN Investment Partners

Chief Operating Officer at IRoise Partners

2022 - Present

  • Motivated by the absence of a comprehensive end-to-end business management solution tailored to commodity traders and drawing inspiration from successful platforms like XERO and Salesforce.com, Saurabh embarked on the development of a cutting-edge cloud-based Software-as-a-Service (SaaS) platform specifically designed to cater to businesses engaged in commodity trading and international supply chain management (SCM).

2017

Saurabh Goyal

1998 - 2004

Computer Programmer at Tata Consultancy Services

2005 - 2007

Program Manager at BNY Mellon, Pershing

2007 - 2008

Business Consultant at Accenture

2008 - 2009

Senior Business Consultant at Prudential Asset Management Limited

2009 - 2016

Head of IT at Olam Europe Limited

  • Received $1Mil seed investment from a family office and another $1Mil from Innovate UK to execute our vision. 

  • Gulraj joins us as a director and head of sales

2018

Gulraj Behl

2006 - 2009

GTS Sales at Royal Bank of Scotland Group Plc.

2006 - 2010

Associate Director at ABN AMRO Bank N.V.

2006 - 2012

Director, Head of Nordics, Netherlands & Greece at RBS

2012 - 2018

SVP, Regional Head Nordics at HSBC

2018 - 2020

Head of UK/Europe at Falcon Group

  • Our first prototypes are approved by our test clients. 

  • Talha Khan joined us as our CTO to spearhead all our development

2019

Talha Khan

2005 - 2008

Accounting and Business Information Technology (BA) at London Metropolitan University

2006 - 2015

Project Analyst at Tesco PLC

2015 - 2018

Business Analyst at Olam International Limited

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Phlo Systems delivers innovative digital solutions for end-to-end physical goods supply chain operations. We are committed to streamlining international trade, finance and customs management, making it easier, faster, cheaper, more secure and transparent.

Our products leverage Cloud, AI, IoT, ML and third party APIs to help the international trading sector leapfrog from its current low tech, inefficient state, to a new, improved era of digital exchange. 

Our Mission

Meet the Team

We believe that communication is key to productive business and relationships. We prefer to work according to a flat, transparent operational environment in order to pool ideas, to foster ingenuity, to discuss solutions and to promote collaboration. 

Wilson Madzinga

Finance Business Analyst

Meet Wilson, our Finance Business Analyst, equipped with expertise in Accounting and Business Intelligence. Wilson's meticulous attention to detail and sharp analytical skills are the cornerstones of his success in this role. With a knack for problem-solving and a collaborative spirit, he adeptly contributes to both team projects and individual tasks.

Ankita Maheshwari

Sales Development Representative

Meet Ankita, our Customs Consultant, specializing in navigating complex customs regulations and procedures. With a wealth of expertise in customs compliance, Ankita ensures seamless import/export processes for our clients, minimizing risks and maximizing efficiency

Shivam Kumar

Head of Digital Marketing

Meet Shivam, our Head of Digital Marketing, with over 5 years of experience across various marketing domains. He's a dynamic strategist passionate about driving growth through innovative campaigns. With a knack for leadership and data-driven approaches, he crafts impactful initiatives that elevate revenue and customer engagement.

Hitesh Arora

Pre-Sales Executive

Meet Hitesh, our Pre Sales Executive, specializing in tailored solutions for import and export needs. With a focus on customer relationship management and sales channel development, Hitesh excels in lead generation, deal closure, and maintaining long-term client partnerships.

Shalabh Goyal

Senior DevSecOps Architect

Shalabh, our Senior DevSecOps Architect, a passionate advocate for seamless cloud infrastructure management and cutting-edge DevOps solutions. With a fervent commitment to innovation, Shalabh specializes in crafting bespoke solutions using Terraform, CloudFormation, ARM Templates, and Kubernetes, elevating our AWS, Azure, and on-prem environments to new heights of efficiency and security.

Angelina Boateng

Business Analyst

Meet Angelina, our Business Analyst, renowned for her ability to enhance business value through comprehensive gap analysis and strategic project solutions. With a wealth of experience, Angelina excels in business requirement analysis, requirements documentation, and project planning. Her passion for technology, coupled with exceptional problem-solving skills and a collaborative mindset, enables her to thrive in dynamic environments.

Svetoslav Hadzhiivanov

Senior Software Engineer

Svetoslav, our Senior Software Engineer, brings extensive expertise in developing innovative solutions for the FinTech industry, particularly in Crypto Brokerage, Banking, and Wealth Management. With a deep understanding of financial complexities, he excels in designing and delivering robust, scalable systems to drive business growth.

Shener Halim

Full Stack Developer

Meet Shener, our versatile full stack developer. With a passion for coding and problem-solving, Shener brings a wealth of experience to our team. Equally adept at frontend and backend development, Shener thrives in creating seamless user experiences and robust server-side solutions. Committed to delivering top-notch results, Shener is an invaluable asset to our projects.

Souvik Sen

Front End Developer

Meet Souvik, our Frontend Developer, adept in JavaScript and React.js. With a deep-seated passion for innovation, Souvik is driven to excel as a collaborative team player, contributing meaningfully to real-world projects.

Jobin Selvanose

Developer

Meet Jobin, our Developer, a self-taught full-stack web developer driven by a lifelong passion for technology. Jobin's journey in development began with C and Java in 10th grade, eventually leading him to explore web design and full-stack web development.

Saket Arora

Software Developer

Meet Saket, our Software Developer, proficient in web development, software testing, and artificial intelligence. He's keen on applying his skills in a dynamic environment that fosters growth and learning opportunities.

Natash Tariro Mubaiwa

Accountant | Finance

Meet Natash Mubaiwa, a dedicated finance professional with expertise in cloud-based systems and a sharp eye for detail. With experience in preparing financial statements, tax returns, and performing audits, she excels at ensuring compliance with deadlines. Her proactive approach and ability to work both independently and as part of a team make her an asset in any finance department.

Saurabh Goyal

CEO & Founder

Saurabh, our CEO, is a visionary in commodity trading, leading the development of an AI, IoT, and Blockchain marketplace. His expertise spans quantitative research, risk management, and innovative technology solutions, driving forward the future of commodities trading

Seema Golekar

COO, Senior Business Analyst

Seema, our Senior Business Analyst & COO, is a seasoned management professional with extensive experience in the oil & gas sector. With a global clientele spanning Asia, the Middle East, Africa, Canada, the USA, and the UK, Seema excels in business analysis, project management, and business development. Her specialties include analytical thinking, financial modeling, and customer relationship management, driving continuous improvement and business success.

Talha Khan

Chief Technology Officer

Talha, our CTO, excels in clear communication of key analyses, driving business value. With a BA in Accounting and Business Information Technology, he brings expertise in key business systems. Talha's proactive problem-solving and autonomy make him a valuable asset, dedicated to continuous growth and innovation.

Bilal Hasan

CCO & Product Owner

Bilal, our Chief Communications Officer and Product Expert, is a RIBA Architect and Product Owner, trained at the University of Nottingham and the University for the Creative Arts. His academic pursuits focus on conceptual symmetries, linear sequences, and structuring experiences, offering unique insights to inform innovative thinking.

Jasmine Assan

Senior Business Analyst

Jasmine, our Senior Business Analyst, is a central pillar in project success, known for her dedication, organizational skills, and effective communication. With a background in Business Systems Analysis and Project Management, she excels in coordinating teams and analyzing data to drive successful outcomes.

Gulraj Behl

Director - Sales & Investments

Gulraj, our Director of Sales and Investments, is a corporate banking expert with a focus on working capital management and business development. He specializes in guiding early-stage investments in greenfield commodities projects and leading digitization efforts for growth and risk management.

Harshini Naidu

Manager - Legal & Customs Compliance

Harshini, our Legal and Customs Compliance Manager, is an experienced professional specializing in contract drafting and trade compliance post-Brexit. With a diverse background spanning Commerce and law, she brings expertise in Corporate Law, Data Protection, and Intellectual Property Rights. Passionate about technology and privacy, Harshini's contributions extend to fostering partnerships and mentoring law students.

Neil Morrow

Account Executive - tradePhlo

Neil, our Account Director, specializes in sales and business development for tradePhlo, simplifying global trade compliance. With over 15 years in financial services, he led successful sales strategies at Deloitte for innovative tech products. Neil excels in forging client relationships and driving revenue growth.

Amita Sujith

Data Analyst

Meet Amita Sujith, a Data Analyst with a passion for data and cloud technologies. With a strong foundation in Microsoft services, including Azure Cloud and Power BI, she brings expertise in uncovering insights and driving informed decisions. Amita's ability to bridge the gap between technical and business goals makes her a valuable asset in guiding teams toward success.

David Gray

Strategy and Growth Lead

David, our Strategy and Growth Lead– a thought leader in the agriculture sector since 2007. David is also a Director of AAG Investment Management, based in Melbourne, and has an M.A. (Hons) from Oxford University and completed the Executive Program at the Darden Graduate School of Business, University of Virginia.

Caroline Hassler

Senior Account Executive

Caroline, our Senior Account Executive, brings 19 years of experience in senior sales, commercial strategy, and project leadership across energy market platforms and the banking sector. She is highly skilled in business development, complex sales cycles, customer relationship management (CRM), and project management.

Christophe Bourges

Senior Advisor - Sales & Strategy

Christophe, our senior advisor in sales & strategy with 40+ years of experience drives growth through transformative sales strategies and market innovation. His expertise in scaling businesses and mentoring teams empowers Phlo Systems to redefine digital trade and finance. He as a trusted advisor, blends deep industry insight with actionable vision.
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Continuous Learning and Accountability: We believe in providing an environment where everyone is encouraged to learn and grow. Making mistakes is seen as an opportunity for improvement and innovation.

Respect and Equality: We value each individual's contributions, regardless of seniority or skill set. Mutual respect and equal treatment form the foundation of our team dynamics.

Collaboration and Support: We foster a culture where seeking assistance and collaborating with colleagues is actively encouraged. We understand that asking for help leads to better outcomes and collective success.

Flexible Time Off: At Phlo Systems, we prioritize work-life balance and trust our employees to manage their time effectively. We do not impose a rigid holiday calendar but rather emphasize taking necessary breaks to recharge and maintain overall well-being.

Our Culture

Phlo Systems prides itself on fostering an inclusive and transparent work culture. Our core values shape our approach to collaboration and personal growth:

Brochure

Phlo Systems - Products Brochure

Phlo Systems - Products Brochure

Know how Phlo Systems is digitalising global supply chain operations with opsPhlo, tradePhlo & finPhlo

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Case Studies

Customer Success Story - Food Processing Industry

Customer Success Story - Food Processing Industry

A leading cocoa food processing organization, underwent a transformative journey with opsPhlo, revolutionizing their contract and inventory management. OpsPhlo simplified contract creation, allowing the swift generation of multi-currency, multi-product contracts with added clauses. Master data storage facilitated quick access to counterparties, payment terms, and shipping details. Seamless integration enabled the effortless creation of purchase and sales orders directly from contracts, streamlining the entire process. Additionally, opsPhlo enhanced inventory management, consolidating data across departments for improved visibility and planning.

opsPhlo - Cocoa Food Processing - CTRM+ERP Implementation - Customer Success Story.webp
Videos

How the next wave of trade tech transforming trade and trade finance

How the next wave of trade tech transforming trade and trade finance

Watch our webinar on OpsPhlo: Digitizing the International Supply Chain. Explore how OpsPhlo, at the forefront of the next wave of trade technology, is transforming trade and trade finance. Gain insights into cutting-edge solutions that streamline and digitize the complex processes of international trade, enhancing efficiency and reducing risks.

How the next wave of trade tech transforming trade and trade finance_.webp

Recent Publications

Phlo Systems.webp

© 2025 by Phlo Systems

INQUIRIES

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Phlo Systems, 3rd Floor, The News Building, 3 London Bridge St, London SE1 9SG

© 2025 by Phlo Systems

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Interested in working with us?

Social Media

Phlo Systems, 3rd Floor, The News Building, 3 London Bridge St, London SE1 9SG

© 2025 by Phlo Systems

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